Venmo · US · cashback
Venmo Credit Card
medium confidence
Annual fee$0
Foreign txn fee—see issuer
Reddit's take4.0 / 5from 5 anecdotes
Credit neededgood
How you earn: 3% top spend category; 2% next; 1% else via Venmo app.
Sign-up offers we've tracked
What people love — and what bugs them
In their own words
“Top category gets 3% and clubs count as grocery with them.”
“3% back on btc or eth (depending on the month) has done me well.”
“The Venmo credit card gives 3% unlimited cash back at Costco.”
“The Venmo credit card earns 3% unlimited at Costco.”
“I would go with the Venmo card. It is one of the few cards that counts Costco, Target, & Walmart as Grocery.”
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Where this comes from
Not financial advice. Verify terms on the issuer site before applying; subject to credit approval. Blank fields are shown as “—” and never inferred. Community anecdotes are a self-selected Reddit sample, not a representative rating.How we source data