Citi · US · cashback
Citi Custom Cash
How you earn: 5% automatic top category (up to $500/cycle); 1% else. NEW APPS CLOSED 2026-05-28.
Worth knowing: Citi no longer accepting new applications as of 2026-05-28; existing keep benefits
Sign-up offers we've tracked
What people love — and what bugs them
In their own words
“Custom Cash for 5% in your highest category.”
“Citi Custom Cash - 5.556% up to $500 spend/mo.”
“Citi custom cash or Wells Fargo autograph.”
“Citi Custom Cash can get you 5% on up to $500 of gas station purchases per month.”
“has 5% on Transit.”
“Citi Custom Cash for 5% gas.”
“The Citi Custom Cash can cover groceries.”
“the best option right now. It gives 5% cash back.”
“Citi and Capital One because they both have good international transfer partners.”
“Then the Citi Custom Cash to cover groceries.”
“the easiest is probably the citi custom cash.”
“Citi custom cash 5% up to 500$ per month.”
“5%, $1000 spending per month, just make sure it is your #1 spend category.”
“The Citi custom cash is a great option. It's a flat 5 percent back on all purchases in the highest category.”
“I would go for the Citi Custom Cash - Earn 5% cash back on your top eligible spend category.”
“citi Custom Cash is dope for flexing those 5% categories.”
“you will probably have to go with a capped card at 5x/5% like the Citi Custom Cash.”
“cover 2 of those categories at 5 percent”
“Custom Cash, AAA, or the Costco card! All have their pros and cons.”
“5% back in one category up to $500 per month.”
“Citi Custom Cash 5% cashback on your top spending category.”
“The Citi Custom Cash card is 5% on highest spend category.”
“Citi Custom Cash for dining?”
“Citi Custom Cash should work great up to $500.”
“Groceries: 5% from Custom Cash.”
Related cards
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Citi Strata Premier - CitimastercardCiti Double Cash
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- Wells FargovisaWells Fargo Autograph
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Capital One Savor - U.S. BankvisaU.S. Bank Cash+
U.S. Bank Cash+
Where this comes from
Not financial advice. Verify terms on the issuer site before applying; subject to credit approval. Blank fields are shown as “—” and never inferred. Community anecdotes are a self-selected Reddit sample, not a representative rating.How we source data