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U.S. Bank · US · cashback

U.S. Bank Cash+

U.S. Bank Cash+ card art
Welcome offer livehigh confidence
Annual fee$0
Foreign txn fee3%
Reddit's take4.36 / 5from 11 anecdotes
Credit neededgood

How you earn: 5% on 2 chosen categories (up to $2k/qtr); 2% one chosen; 1% else.

Welcome bonus: $200 after $1,000 in 90 days

Sign-up offers we've tracked

What people love — and what bugs them

In their own words — community recommendations, 11 from Reddit

“You would get 2 categories that will get you 5% cash back like ground transportation, which should cover your rideshare costs and utilities that should cover your cable bill up too.”

r/CreditCards4/5read the comment ↗

“Look into getting the U.S. Bank Cash+ card for 5% on 2 categories.”

r/CreditCards4/5read the comment ↗

“Earn 5% on utilities and cell phones.”

r/CreditCards5/5read the comment ↗

“US Bank Cash+. 5% cash back on two categories of your choice.”

r/CreditCards4/5read the comment ↗

“a good choice would be the secured us bank cash +, you will get 5% cash back in groceries and gas.”

r/CreditCards5/5read the comment ↗

“US bank cash+ is a nice card that allows joint ownership and provides 5% back.”

r/personalfinance4/5read the comment ↗

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Where this comes from

Confidence: highReddit-sourced: yesSource ↗APR: —Network: visa

Not financial advice. Verify terms on the issuer site before applying; subject to credit approval. Blank fields are shown as “—” and never inferred. Community anecdotes are a self-selected Reddit sample, not a representative rating.How we source data