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Capital One · US · cashback

Capital One Savor

Capital One Savor card art
Welcome offer livemedium confidence
Annual fee$0
Foreign txn fee0%
Reddit's take4.38 / 5from 34 anecdotes
Credit neededgood

How you earn: No-AF dining/entertainment cash-back; Savor/SavorOne consolidated — verify live earn rates.

Welcome bonus: $200 after $500 in 3 months

Worth knowing: Confirm current earn rates on official page

Sign-up offers we've tracked

What people love — and what bugs them

In their own words — community recommendations, 34 from Reddit

“I’d recommend the Capital One Savor, which is 3% on groceries and dining.”

r/CreditCards4/5read the comment ↗

“Get the savor if you can as it gives 3% on the majority of your big spend categories”

r/CreditCards5/5read the comment ↗

“Savor gets you 3% back on groceries.”

r/CreditCards4/5read the comment ↗

“If you have a large grocery bill, eat out a lot, or use a bunch of streaming services? Then the savor.”

r/CreditScore4/5read the comment ↗

“See what you’re pre-approved for. If you have the choice between Savor or Quicksilver, go Savor.”

r/CapitalOne_4/5read the comment ↗

“I like Savor from C1 for food.”

r/CreditCards5/5read the comment ↗

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Where this comes from

Confidence: mediumReddit-sourced: yesSource ↗APR: —Network: mastercard

Not financial advice. Verify terms on the issuer site before applying; subject to credit approval. Blank fields are shown as “—” and never inferred. Community anecdotes are a self-selected Reddit sample, not a representative rating.How we source data