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Discover · US · cashback

Discover it Cash Back

Discover it Cash Back card art
Welcome offer livehigh confidence
Annual fee$0
Foreign txn fee0%
Reddit's take4.17 / 5from 6 anecdotes
Credit neededgood

How you earn: 5% rotating categories (activate, quarterly cap); 1% else; Cashback Match Y1.

Welcome bonus: Cashback Match — dollar-for-dollar match of Y1 cash back

Sign-up offers we've tracked

What people love — and what bugs them

In their own words — community recommendations, 6 from Reddit

“I started with the Discover It card and it's good.”

r/CreditCards4/5read the comment ↗

“everyone on this sub loves to recommend the Discover It.”

r/CreditCards5/5read the comment ↗

“Unsecured cards he might get approved for are Capital One Quicksilver and Discover It.”

r/CreditCards4/5read the comment ↗

“Discover is a solid card to start with.”

r/CreditCards4/5read the comment ↗

“A great starter card for beginners.”

r/CreditCards4/5read the comment ↗

“I would recommend Discover it, Capital One Savor, Bilt, or Chase Amazon Prime.”

r/CreditCards4/5read the comment ↗

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Where this comes from

Confidence: highReddit-sourced: yesSource ↗APR: 17.49%-26.49%Network: discover

Not financial advice. Verify terms on the issuer site before applying; subject to credit approval. Blank fields are shown as “—” and never inferred. Community anecdotes are a self-selected Reddit sample, not a representative rating.How we source data