← Card Detail Index

Chase · US · travel

Chase Sapphire Preferred

Chase Sapphire Preferred card art
Welcome offer livehigh confidence
Annual fee$95
Foreign txn fee0%
Reddit's take4.65 / 5from 17 anecdotes
Credit neededexcellent

How you earn: 5x Chase Travel (excl. hotel credit bookings); 3x dining, online groceries, streaming; 2x other travel; 1x else. $50 annual hotel credit.

Welcome bonus: 75,000 points after $5,000 in 3 months

Worth knowing: Confirmed Chase product page 2026-09

Sign-up offers we've tracked

What people love — and what bugs them

In their own words — community recommendations, 17 from Reddit

“you can get 60000 points + $300 travel credit.”

r/CreditCards5/5read the comment ↗

“You’ll get considerably more value out of a Chase Sapphire Preferred/Reserve.”

r/Tallahassee5/5read the comment ↗

“Chase Sapphire Preferred is a great starting card.”

“Why not just downgrade to the CSP and keep accruing UR points.”

r/CreditCards4/5read the comment ↗

“Sapphire Preferred is a solid option but not as good as Reserve for high spenders.”

r/CreditCards4/5read the comment ↗

“I'll look into CSP for sure.”

Related cards

Where this comes from

Confidence: highReddit-sourced: yesSource ↗APR: 19.24%-27.49%Network: visa

Not financial advice. Verify terms on the issuer site before applying; subject to credit approval. Blank fields are shown as “—” and never inferred. Community anecdotes are a self-selected Reddit sample, not a representative rating.How we source data