← Card Detail Index

Chase · US · travel

Chase Sapphire Reserve

Chase Sapphire Reserve card art
Welcome offer livehigh confidence
Annual fee$795
Foreign txn fee0%
Reddit's take4.55 / 5from 11 anecdotes
Credit neededexcellent

How you earn: Premium UR travel card; elevated Chase Travel earn; Priority Pass; $300 annual travel credit among other credits.

Welcome bonus: 100,000 points after $6,000 in 3 months

Worth knowing: AF $795 + $195 AU per Chase Sep 2026

Sign-up offers we've tracked

What people love — and what bugs them

In their own words — community recommendations, 11 from Reddit

“Sapphire Reserve is pretty good.”

r/CreditCards4/5read the comment ↗

“I’d recommend Chase Sapphire Reserve but waiting until you secure a property.”

r/CreditCards4/5read the comment ↗

“Top choice for dining and travel.”

r/CreditCards5/5read the comment ↗

“Chase Sapphire Reserve will earn you 10x points per ride on Lyft.”

r/CreditCards3/5read the comment ↗

“it's been amazing for travel. I highly recommend it.”

r/TravelHacks5/5read the comment ↗

“Sapphire Reserve is superior for points accrual if you spend over $16.4k/year.”

r/CreditCards5/5read the comment ↗

Related cards

Where this comes from

Confidence: highReddit-sourced: yesSource ↗APR: 19.49%-27.99%Network: visa

Not financial advice. Verify terms on the issuer site before applying; subject to credit approval. Blank fields are shown as “—” and never inferred. Community anecdotes are a self-selected Reddit sample, not a representative rating.How we source data