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American Express · US · travel

American Express Platinum Card

American Express Platinum Card card art
Welcome offer livehigh confidence
Annual fee$895
Foreign txn fee0%
Reddit's take4.5 / 5from 16 anecdotes
Credit neededexcellent

How you earn: Premium lounge + travel credits; 5x flights/hotels via Amex Travel; Centurion/Priority Pass/Delta Sky Club visits.

Welcome bonus: Up to 175,000 MR after $12,000 in 6 months (personalized)

Worth knowing: Fee $895 confirmed Amex FAQ Sep 2026

Sign-up offers we've tracked

What people love — and what bugs them

In their own words — community recommendations, 16 from Reddit

“$6k in flights? Get the Amex Platinum.”

r/CreditCards4/5read the comment ↗

“i am not a fan of the amex platinum but this is kind of the perfect card for your situation.”

r/CreditCards4/5read the comment ↗

“The best thing would be to get a new card for a sign up bonus.”

r/CreditCards4/5read the comment ↗

“Amex platinum baby”

“Amex Plat travel would be a great card.”

r/CreditCardsIndia5/5read the comment ↗

“The Amex Platinum is great for travel.”

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Where this comes from

Confidence: highReddit-sourced: yesSource ↗APR: —Network: amex

Not financial advice. Verify terms on the issuer site before applying; subject to credit approval. Blank fields are shown as “—” and never inferred. Community anecdotes are a self-selected Reddit sample, not a representative rating.How we source data