← Card Detail Index

Bilt · US · points

Bilt Mastercard

medium confidence
Annual fee$0
Foreign txn fee0%
Reddit's take4.09 / 5from 11 anecdotes
Credit neededgood

How you earn: Earn on rent (rules evolve); 3x dining; 2x travel; transferable. Issued by Wells Fargo.

Sign-up offers we've tracked

What people love — and what bugs them

In their own words — community recommendations, 11 from Reddit

“Wells Fargo Bilt (no AF) - 1x rent - 2x travel - 3x dining - double points on rent day (other than rent itself) - 1x otherwise - Lyft credit - Cell phone protection - Mastercard World Elite - No FTF”

r/CreditCards4/5read the comment ↗

“best single card since it has 3x dining, 2x travel, 1x else and 1x rent”

r/CreditCards5/5read the comment ↗

“You should definitely use your bilt card for dining, and potentially set some of your bills/subscriptions to pay on the first of the month for the rent day bonus.”

r/CreditCards5/5read the comment ↗

“If so, get Bilt. No AF.”

r/CreditCards4/5read the comment ↗

“Bilt is a very good travel card especially with rent. I would also suggest an amex BCE due to the 84$ Disney Hulu credit + excellent 3% online shopping and useful gas and grocery categories + amex offers which rock.”

r/CreditCards4/5read the comment ↗

“Since rent is by far your most expensive payment each month I would at least look into Bilt. It was pretty popular among renters for allowing you to earn points on rent.”

r/CreditCards3/5read the comment ↗

Related cards

Where this comes from

Confidence: mediumReddit-sourced: yesSource ↗APR: —Network: mastercard

Not financial advice. Verify terms on the issuer site before applying; subject to credit approval. Blank fields are shown as “—” and never inferred. Community anecdotes are a self-selected Reddit sample, not a representative rating.How we source data