American Express · US · business
American Express Business Platinum
Welcome offer livehigh confidence
Annual fee$895
Foreign txn fee0%
Reddit's take5.0 / 5from 2 anecdotes
Credit neededexcellent
How you earn: 5x flights & prepaid hotels on Amex Travel; premium lounge access.
Welcome bonus: Up to 300,000 MR after $20,000 in 3 months (personalized)
Sign-up offers we've tracked
What people love — and what bugs them
In their own words
“Hands down AMEX biz Platinum. 250,000 MR sub for $20k spend.”
“You get a bunch of great perks when you enroll.”
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Where this comes from
Not financial advice. Verify terms on the issuer site before applying; subject to credit approval. Blank fields are shown as “—” and never inferred. Community anecdotes are a self-selected Reddit sample, not a representative rating.How we source data