Scotiabank · CA · other
Amex
low confidence
Annual fee—see issuer
Foreign txn fee—see issuer
Reddit's take4.0 / 5from 1 anecdotes
Credit neededunknown
Worth knowing: Light enrichment from Reddit; fees/bonuses left blank pending official confirm.
What people love — and what bugs them
In their own words
“No foreign exchange fees, and with scene points you can rack them up pretty quickly. Good medical, travel and car rental insurances.”
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Where this comes from
Confidence: lowReddit-sourced: yesAPR: —Network: amex
Not financial advice. Verify terms on the issuer site before applying; subject to credit approval. Blank fields are shown as “—” and never inferred. Community anecdotes are a self-selected Reddit sample, not a representative rating.How we source data