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Bank of America · US · travel

Bank of America Premium Rewards

Welcome offer livemedium confidence
Annual fee$95
Foreign txn fee0%
Reddit's take4.33 / 5from 3 anecdotes
Credit neededexcellent

How you earn: 2x travel & dining; 1.5x else; airline/hotel incidental credits; Preferred Rewards boost.

Welcome bonus: 60,000 points after $4,000 in 90 days

Sign-up offers we've tracked

What people love — and what bugs them

In their own words — community recommendations, 3 from Reddit

“Bank Of America Premium Rewards is $600 sub on $4k spend in the first 90 days.”

r/CreditCards4/5read the comment ↗

“BOA Premium Rewards codes AirBNB as travel at 2%.”

r/CreditCards4/5read the comment ↗

“is 60,000 points (roughly $600) on $4,000 spend.”

r/CreditCards5/5read the comment ↗

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Where this comes from

Confidence: mediumReddit-sourced: yesSource ↗APR: —Network: visa

Not financial advice. Verify terms on the issuer site before applying; subject to credit approval. Blank fields are shown as “—” and never inferred. Community anecdotes are a self-selected Reddit sample, not a representative rating.How we source data