American Express Canada · CA · points
AMEX Cobalt
How you earn: Popular Canadian dining/grocery Amex MR earner.
Worth knowing: Light enrichment from Reddit; fees/bonuses left blank pending official confirm.
What people love — and what bugs them
In their own words
“Honestly Cobalt does sound the best for point accumulation and redemption.”
“Amex Cobalt has good airline partners if you make your purchases/earn points in Canada, you can get pretty good deals with the Amex points.”
“Amex Cobalt is amazing for the points. You get 5 points per dollar at restaurants and 3 points per dollar on gas.”
“Best points system with great flexibility.”
“Absolutely Amex Cobalt. Run all of your grocery and restaurant spending through there.”
“Alternatively, cobalt is typically listed for the best card.”
“Amex Cobalt is your best bet to get as much points as possible.”
“phenominal for points.”
“I have Amex cobalt for that (5% back on grocery and dining).”
“Cobalt charges a 2.5 percent transaction fee.”
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Where this comes from
Not financial advice. Verify terms on the issuer site before applying; subject to credit approval. Blank fields are shown as “—” and never inferred. Community anecdotes are a self-selected Reddit sample, not a representative rating.How we source data