Capital One · US · business
Capital One Spark Cash
Welcome offer livemedium confidence
Annual fee$95
Foreign txn fee0%
Reddit's take—from 0 anecdotes
Credit neededexcellent
How you earn: 2% cash back on everything for business
Welcome bonus: $1,000 after $10,000 in 3 months (+ limited-time $250 travel credit)
Worth knowing: Added during deals expansion 2026-09-24
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Where this comes from
Not financial advice. Verify terms on the issuer site before applying; subject to credit approval. Blank fields are shown as “—” and never inferred. Community anecdotes are a self-selected Reddit sample, not a representative rating.How we source data