American Express · US · travel
Hilton Honors Surpass
Welcome offer livehigh confidence
Annual fee$150
Foreign txn fee0%
Reddit's take4.0 / 5from 3 anecdotes
Credit neededgood
How you earn: Hilton Gold; free night after spend; strong Hilton earn.
Welcome bonus: 130,000 points + free night after $3,000 in 6 months (ends ~2027-01-13)
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In their own words
“If you stay at Hilton properties often, look at the Amex Hilton Honors Surpass card.”
“I would consider the Amex Hilton Surpass if you could spend $15k per year.”
“you may want to consider the Hilton Amex Surpass.”
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Where this comes from
Not financial advice. Verify terms on the issuer site before applying; subject to credit approval. Blank fields are shown as “—” and never inferred. Community anecdotes are a self-selected Reddit sample, not a representative rating.How we source data